Attention homeowners: Real estate appraisal services for in Priest River and Bonner County

Check out the top seven reasons why ID homeowners hire Selkirk Appraisal LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a ID property tax assessment
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Bonner County or the state of ID

Own a house in or near Priest River, ID and need help deciding the price of it?
Contact Selkirk Appraisal LLC.

We at Selkirk Appraisal LLC understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Selkirk Appraisal LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Selkirk Appraisal LLC is veterans in helping consumers just like you abolish unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Selkirk Appraisal LLC is your chief weapon.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Selkirk Appraisal LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Selkirk Appraisal LLC can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.